Finceptive Limited

Credit Officer

Accounting, Auditing & Finance

Nigeria - Lagos Full Time | |


Job Summary

We are looking to hire a suitable candidate to fill this position.

  • Minimum Qualification:Degree
  • Experience Level:Entry level
  • Experience Length:1 year



Job Description/Requirements

Responsibilities:

  • Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
  • Collecting the needed financial documentation and assessing the clients' creditworthiness.
  • Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
  • Approving or denying loan requests, and communicating your decision to both clients and management.
  • Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
  • Maintaining records of loan applications by using loan management software.
  • Managing loan renewals by organizing follow-up meetings with clients.
  • Monitoring the progress of the loan application process and relaying any hindrances to clients.
  • Ensuring that loan applications are in line with the company's financial policies, as well as state laws and regulations.


Requirements:

  • Bachelor of Science in accounting, finance, banking, business, or a similar field.
  • A minimum of 1 - 2 years experience as a credit officer.
  • Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
  • Strong communication skills and proven customer service experience.
  • Exceptional analytical skills and the ability to work with complicated financial data.
  • Excellent organizational skills and the ability to work well under pressure.
  • Strong ethical behavior and the ability to work with sensitive financial information.


Remuneration: NGN 150,000


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